Here's what people are saying about us


"I first went to Ralph for tax preparation because he was close and convenient. Now that he has a new office location, I will continue to use Ralph's services for all my business and personal accounting needs, because he is reliable and I value his advice." Service Category: Accountant Year first hired: 2006 (hired more than once) Top Qualities: Personable, Good Value, High Integrity"

-Craig Hess

"As a business owner it is important for me to have someone who is qualified and has integrity. Ralph provided excellent service at a reasonable cost. I would highly recommend Saggio Management Group for your tax and accounting needs. Service Category: Accountant Year first hired: 2007 (hired more than once) Top Qualities: Personable, Good Value, High Integrity"

-Pedro Lizarzaburu

“I have used Saggio for the past couple years and would not think to go anywhere else. I am very pleased with the service they provide.” July 6, 2011 Top qualities: Great Results, Personable, High Integrity 1st Joshua Petro, hired Ralph as a Accountant in 2009, and hired Ralph more than once"

-Joshua Petro

"I've been a customer of Ralph Estep for the past 4 years. His professionalism,knowledge, and quick reponse is always greatly appreciated. But it's the friendly, caring and easy to work with personal touch Ralph that makes working with him such a pleasure."

-David Slaw President - Delaware Home Delivery

"I am very pleased as I write this letter to tell you about Mr. Ralph Estep of Saggio Management Group. Accountant, Ralph Estep has been instrumental in assisting my family and my consulting business, Innovative Consulting Services I. Ralph Estep has proven himself to be conscientious, customer centric, honest and forthright and can offer your business the same excellent service he has provided my organization. Ralph Estep has been providing our company with useful direction, systemic nuances and continues to remain approachable and available should we need his accounting expertise. I highly recommend and endorse Mr. Ralph Estep Jr. for your accountant needs. I remain, Loyal J. Ricks Sr." Service Category: Accountant Year first hired: 2009 Top Qualities: Great Results, Expert, High Integrity"

-Loyal J. Ricks, Sr.

Top qualities: Great Results, Expert, High Integrity

“My wife and I have used Ralph's services for the past 2 years and we have been completely satisfied each time. Ralph has an in depth understanding of the tax code and has enabled us to receive our maximum returns each year. Not only has Ralph done excellent job in preparing our taxes, but I have also called him multiple times for advice regarding selling our home or setting up tax deferred spending accounts. We will continue to leverage Ralph and expertise for the foreseeable future.”

-Corey Staats

"Top qualities: Expert, Good Value, High Integrity

“Ralph is very knowledgeable on every topic I have been asking for his advice. What makes him break away from the pack is that he has been following the latest trends in IT to make his service more convenient and accessible for his clients. This makes Ralph 'the 21st Century' accounting and tax preparation expert. I am looking forward to working with him in the future.”

​-Burak Fenercioglu

Top qualities: Great Results, Expert, High Integrity

“Ralph has consistently handled my tax and accounting needs with the highest level of integrity. He is extremely knowledgeable and a pleasure to work with. We have been nothing but happy with his services.”

-Ted Jagielski, CFI

Top qualities: Personable, Good Value, High Integrity

“I hired Ralph Estep, Jr. to prepare my 2009 taxes and returned for his services for my 2010 taxes. Ralph is personable and his services are prompt. I have also engaged his services to assist me with a tax issue that I am trying resolve. His hourly rate is reasonable and I selected him to help me rather than use the services of a tax attorney. Regardless of the outcome of the tax issue, I plan to use Ralph to prepare my 2011 taxes.”

-Joyce Dixon

Top qualities: Great Results, Personable, Good Value

“Ralph has been my accountant for the last 5 years and has consistently performed great work with my taxes. He takes his time not only doing the taxes, but also in understanding life circumstances to help guide me to the best tax outcome. I really appreciate him being there for me with his value-added advice throughout the year for whatever income or savings opportunities arise.”

-Jason Pyryt

Top qualities: Great Results, Expert, High Integrity

“Ralph has worked for our family for many years including a time when he was getting into the business. I trust Ralph and his Company as a family member Don Mulrine”

-Donald Mulrine

Top qualities: Great Results, Expert, High Integrity

“Ralph understands my business well and helps me to make good decisions for myself and my business. He is enthusiastic and interested in helping my business be successful and fulfilling. He makes himself available when I have questions and I have worked with him for, probably, more than 12 years.”

-Robin Wiest

Top qualities: Great Results, Good Value, High Integrity

“I've worked with Ralph for the past 3 years. My experience therein has been unquestionably the best accounting/tax preparation I've had in over 20 years. Ralph makes the process simple, asks all the right questions, and proactively works with me to maximize my returns. In addition, he's easy to work with in a comfortable setting. Ralph is a much better value than chains like Block or Hewitt, as well as any individual preparers I've worked with in the past. I highly recommend his office!”

-Rick Reynolds

Top qualities: Great Results, Personable, Expert

“Ralph Estep of the Saggio Group has been extremely helpful and a necessity to me as my accountant for doing my yearly income taxes. Without Ralph Estep, I would be lost since our tax laws are so complex these days. Ralph Estep is an expert and is easy to work with, reliable and trustworthy. I would highly recommend his services to others. Thanks for all your help! Rich Strusowski”

-Richard Strusowski

Top qualities: Great Results, Personable, Expert

“I would Ralph for all of your accounting or tax preparation needs. He is very knowledgeable on these subjects and I would recommend him to do your tax returns.He is constantly learning all of the new tax laws and he can do your return with precision to assure you get the refund that you are entitled to.”

-Rodney Hatfield

"Helps Me Make Better Decisions”

"I would like to take this opportunity to tell everyone of the great services I have received from Ralph and his staff. He has been preparing both my personal and business tax returns since 2004 and has also helped me in making decisions to better improve my business. I have appreciated his professionalism and his quick response times. I have recommended family and friends to him through the years and will continue to do so. Thanks again for everything."

-Andrew Webber President Precision Title & Abstract Inc.

"Friendly and Always Ready"

Tanner & McKinley of Delaware has been utilizing Ralph Estep and his staffs services for over three years. We have always had prompt responses and been given the assistance and advice with any situation we bring to their attention. Ralph and his staff are easy to work with, friendly and always ready to listen to any concerns and answer questions as quickly as possible. They make sure tasks are done in a timely manner and you never have to follow up with them or wonder if your needs are being met. Our company has been extremely happy working with Ralph Estep and his office and we would recommend anyone to partake of their services.

-Tammy Tanner-Orledge Tanner & McKinley, Inc.

"...Most Professional and Expedient"

"We at Rafalli Catering have enjoyed the services of Ralph Estep for many years. Any and all inquires have been addressed and taken care of in the most professional and expedient manner. He has always provided us with outstanding service.Thank you."

-Steve Rafalli Rafalli Catering

"..Caring About Our Business"

"Ralph Estep has always responded to e-mails, phone calls, etc. in a timely fashion. He has always been professional as well as caring about our business. Ralph has always been knowledgeable about tax planning and always has our best interest in mind. I would recommend this firm to any of my friends, family members or co- workers."

-Linda Wanex Wanex Electrical Services

"Peace of Mind"

“We have been very pleased with the service we have received from Ralph Estep. It is really peace of mind because my husband and I had no experience in running a small business. The answers we receive to our questions are correct and timely. We have been pleased and plan on continuing as customers. Thanks for all of your help!”

-Sheila A. Shannon Director of Water Quality Tidewater Utilities, Inc.

"Superb Coaching Services"

“I would like to take this opportunity to express my appreciation for the superb professional accounting, tax preparation and business coaching services you have provided us over the past several years. We wish you continued success!“

-Deborah Omowunmi Beginning Blessings Childcare LLC

"Making the Process Easier"

"Tax time can be stressful. Your professionalism, knowledge and caring manner make the process easier for us to manage and plan for the following year. Thanks."

-Gary & Kat Benasutti

“Top-Notch Services”

"I have been a customer of Ralph Estep since opening my law firm in January 2006. Mr. Estep has always provided top-notch, professional services to me and I could not be more pleased with his work."

-Francis E. Farren, Esq. Attorney Newark, Del.

“Disaster Averted!”

“I came to know Ralph Estep, Jr. a few years ago when he rescued our fire company after an officer embezzled hundreds of thousands of dollars. He came in and put our organization back on the track to recovery. To this day, I believe he saved us from complete disaster.”

-Jim Rossi Cranston Heights Volunteer Fire Department

"Great Faith In Their Ability"

"Since coming to the Long Neck office, our church, Midway Baptist, has employed Saggio Management Group to monitor our finances and books. We have had our records audited by them and have used several suggestions to update and refresh our record keeping. Recently, we have also outsourced our payroll for auto deposit through Saggio. I recommend them with great faith in their ability."

-Gary J. Hayden, pastor Midway Baptist Church